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Certificate Rates Effective May 18, 2010

Certificates Of Deposit
Term Minimum Balance Nominal Rate APY*
06 Months $5,000.00 1.00% 1.00%
12 Months $500.00 1.25% 1.26%
12 Months $5,000.00 1.30% 1.31%
12 Months $25,000.00 1.35% 1.36%
12 Months $50,000.00 1.40% 1.41%
24 Months $500.00 1.60% 1.61%
24 Months $5,000.00 1.65% 1.66%
24 Months $25,000.00 1.70% 1.71%
24 Months $50,000.00 1.75% 1.77%
36 Months $500.00 2.00% 2.02%
36 Months $5,000.00 2.05% 2.07%
36 Months $25,000.00 2.10% 2.12%
60 Months $5,000.00 2.40% 2.43%
60 Months $25,000.00 2.50% 2.53%
*APY is Annual Pecentage Yield. Rates are subject to change without notice.

Junior Savers CDs
Term Minimum Balance Nominal Rate APY*
36 Months $100.00 1.60% 1.61%
*APY is Annual Pecentage Yield. Rates are subject to change without notice.

Traditional, ROTH, or Educational IRA CDs
Term Minimum Balance Nominal Rate APY*
36 Months $500.00 2.00% 2.02%
60 Months $500.00 2.30% 2.33%
*APY is Annual Pecentage Yield. Rates are subject to change without notice.

 
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Certificates Of Deposit
Junior Savers
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