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Loan Rates Effective Janurary 4th, 2010
| New or Used - Autos, Motorcycles, Boats, ATVs, Snowmobiles, Campers |
|
| Type |
Term |
APR* |
Checking With Autopay
APR* as low as |
Checking With Autopay
& Direct Deposit
APR* as low as |
Monthly Payment** |
|
| Secured |
48 Months |
5.44% |
4.94% |
4.44% |
$22.78 Per $1,000 |
|
| Secured |
72 Months |
5.44% |
4.94% |
4.44% |
$15.85 Per $1,000 |
|
| Secured |
84 Months |
6.44% |
5.94% |
5.44% |
$14.34 Per $1,000 |
|
| *APR is Annual Pecentage Rate. Rates are subject to change without notice. Your actual rate and term is determined by your credit score. ** Monthly payment is based on payments per $1,000 for rate and term. |
|
|
|
| Type |
Term |
APR* |
Checking With Autopay
APR* as low as |
Checking With Autopay
& Direct Deposit
APR* as low as |
Monthly Payment** |
|
| Signature |
24 Months |
8.44% |
7.94% |
7.44% |
$44.97 per $1,000 |
|
| Signature |
36 Months |
8.94% |
8.44% |
7.94% |
$31.31 per $1,000 |
|
| Signature |
48 Months |
9.44% |
8.94% |
8.44% |
$24.62 per $1,000 |
|
| Signature |
60 Months |
9.94% |
9.44% |
8.94% |
$20.73 per $1,000 |
|
| *APR is Annual Pecentage Rate. Rates are subject to change without notice. Your actual rate and term is determined by your credit score. ** Monthly payment is based on payments per $1,000 for rate and term. |
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| Recreational Vehicle Loans - RVs, Large Campers, Large Boats (Over $30,000) |
|
| Type |
Term |
APR* |
Checking With Autopay
APR* as low as |
Checking With Autopay
& Direct Deposit
APR* as low as |
Monthly Payment** |
|
| |
60 Months |
6.44% |
5.94% |
5.44% |
$19.07 per $1,000 |
|
| |
5 Yr Balloon With 15 Yr Amortization |
7.44% |
6.94% |
6.44% |
$8.67 per $1,000 |
|
| *APR is Annual Pecentage Rate. Rates are subject to change without notice. Your actual rate and term is determined by your credit score. ** Monthly payment is based on payments per $1,000 for rate and term. |
|
|
| First Mortgage - Purchase or Re-Finance Up to 85% of the Appraised Value |
|
| Type |
Term |
APR* |
Checking With Autopay
APR* as low as |
Checking With Autopay
& Direct Deposit
APR* as low as |
Monthly Payment** |
|
| |
5 Yr Balloon With 30 Yr Amortization |
5.35% |
5.15% |
4.99% |
$5.36 per $1,000 |
|
| *APR is Annual Pecentage Rate. Rates are subject to change without notice. Your actual rate and term is determined by your credit score. ** Monthly payment is based on payments per $1,000 for rate and term. |
|
|
| Vacant Land/Residential Lot - Purchase/Re-Finance Up to 75% of the Appraised Value |
|
| Type |
Term |
APR* |
Checking With Autopay
APR* as low as |
Checking With Autopay
& Direct Deposit
APR* as low as |
Monthly Payment** |
|
| |
5 Yr Balloon With 30 Yr Amortization |
5.35% |
5.15% |
4.99% |
$5.36 per $1,000 |
|
| *APR is Annual Pecentage Rate. Rates are subject to change without notice. Your actual rate and term is determined by your credit score. ** Monthly payment is based on payments per $1,000 for rate and term. |
|
|
| Home Equity - Use the equity in your home to remodel, consolidate, make a large purchase. |
|
| Type |
Term |
APR* |
Checking With Autopay
APR* as low as |
Checking With Autopay
& Direct Deposit
APR* as low as |
Monthly Payment** |
|
| |
5 Yr Balloon With 240 Mo Amortization |
5.65% |
5.50% |
5.35% |
$6.80 per $1,000 |
|
| *APR is Annual Pecentage Rate. Rates are subject to change without notice. Your actual rate and term is determined by your credit score. ** Monthly payment is based on payments per $1,000 for rate and term. |
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|
| Savings |
1 - 24 Mo |
2% Above Savings Rate, With A Floor Of 2.50% |
|
| CD |
1 - 36 Mo |
2% Above CD Rate, With A Floor Of 3.00% |
|
| *APR is Annual Pecentage Rate. Rates are subject to change without notice. Your actual rate and term is determined by your credit score. |
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