Checking
From payday to payday, you count on being able to access your funds anytime, anywhere.  Here at MCECU, we provide easy access via your FREE debit/check card, FREE ATM usage and FREE friendly window access here in our office!

Use your debit card to get cash back at local merchants as you make purchases, or use our ATM drive-through.

Credit side: The maximum daily limit for using your debit/check card for signature purchases is $1,000  There is no limit to the amount of times you use your card during any one day.

Point of sale (PIN based) side: The maximum daily limit for using your debit/check card when entering your PIN is $1,000. You may use point of sale up to 8 times per day.

ATM side:  The maximum daily limit at ATMs is $1,000 a day, with the amount of uses set at 6 times per day.

Along with your FREE debit/check card, be sure to take advantage of these convenient services to help you minimize your banking efforts:

• FREE Home banking –check your balances 24/7. Transfer funds.
• FREE Bill Pay – schedule payments for whenever you want.
• FREE E-statements – save a tree – no more paper record storage hassles

Your funds are federally insured up to $250,000 by NCUA. MCECU is a member-owned financial cooperative.

Lost of Stolen debit/check card? Call 1-800-264-5578.

MasterCard Debit/Check Card If time and convenience are important to you, let our MCECU MasterCard debit/check lead the way!  It looks like a credit card but works like a check. Withdraw cash from your checking account at any ATM Use it everywhere MasterCard is accepted Automatically deducts amount of purchases from your checking account balance Use home banking to check your balances and review transactions 24x7 Get your MCECU MasterCard Debit/check card today! Simply stop in to apply.